Terms & Conditions

Please read these terms and conditions carefully before using this website. By accessing this website you acknowledge and undertake that you have read, understood and agree to be bound by these terms and conditions. If you do not agree to all these terms and conditions, do not access or use this website. E. J. McKay & Co., Inc., its affiliates, subsidiaries, employees, agents, and contractors (collectively “E. J. McKay” or “we”, “us”) reserve the right, at E. J. McKay’s sole discretion, to change, modify, add or remove any portion of this Website, including the Terms of Use, in whole or in part, at any time, without notice to you. Your continued use of this website constitutes your agreement to such changes.


The information and services on this website are provided on an “AS IS”, “WHERE IS” and “WHERE AVAILABLE” basis. E. J. McKay does not warrant the information or services provided herein or use of this website generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose.

E. J. McKay cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you on this website or even that this website will operate “error free”.

In no event shall E. J. McKay or its affiliates, nor any third-party vendor, be responsible for any damages, liabilities or injury, including indirect, incidental, special, punitive, multiple, consequential or other damages, however caused, arising out of your use of (or inability to use) this website. E. J. McKay’s liability is limited to the maximum extent permitted by law and is limited even if E. J. McKay has been advised of the possibility of the damages, liability or injury, including any damages, liabilities or injury caused by any failure of performance, error, omission, defect, interruption, delay in operation, computer virus, line failure or other computer malfunction.

No Offers or Reliance

The information provided on this website has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means, and E. J. McKay is not soliciting any action based upon it. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Certain transactions, including those involving futures, options, and high-yield securities, give rise to substantial risk and are not suitable for all investors. Although this material is based upon information that E. J. McKay considers reliable and endeavors to keep current, E. J. McKay has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.

The fact that E. J. McKay has made the data and services provided on this website available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this website is suitable or appropriate for you. You should not enter into any transactions unless you have fully understood all the risks related to any product/transaction described on this website and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

The information and services provided on this website are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental or regulatory authority, or where E. J. McKay is not authorized to provide such information or services.

Restrictions and Indemnification

Neither Information nor material in this website may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way; however, provided that you may download, where specifically permitted, one copy of the materials on any single computer for your personal use only, necessary to keep intact and properly display all copyright and other proprietary notices. Modification or use of the information or materials for a commercial or public purpose or any other purposes will not be allowed without E. J. McKay’s written permission. E. J. McKay will not treat users of this website as its clients by virtue of their accessing this website.

As your access to this website, you agree and undertake to defend, indemnify and hold harmless E. J. McKay and its affiliates, and their employees, contractors, officers and directors, from all liabilities, claims and expenses, including attorney’s fees that arise from your use or misuse of the E. J. McKay website or any information therefor.

Property Rights

All right, title and interest in this website and any content contained herein is the exclusive property of E. J. McKay, or of third-parties that have supplied or licensed information to E. J. McKay, and is protected by applicable copyright, patent, trademark or other intellectual property law. Unless otherwise specified, this website is for your personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this website without E. J. McKay’s prior written approval. If you copy or download any information or software from this website, you agree that you will not remove or obscure any copyright or other such notices contained on such information.

E. J. McKay, the E. J. McKay logo and other E. J. McKay trademarks and service marks referenced herein are trademarks and service marks of E. J. McKay. The names of other companies and third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. Unless otherwise specified, this website is for your personal and non-commercial use only. You are prohibited from using any marks for any purpose including, but not limited to use as meta-tags on other pages or websites without the written permission of E. J. McKay or such third party, which may own the marks.

Use of Links

This website may contain links to and be linked from third party websites. These links are provided only as a convenience and do not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by E. J. McKay of any information contained in any third party website. In no event shall E. J. McKay be responsible for the information contained on that website or your use of or inability to use such website.

Your personal information

You are not required to provide any personal information to access the public areas of the website. However, you may choose to provide personal information to E. J. McKay, if you submit an application for a position detailed on the website’s “Join us” page. E. J. McKay will use your information to process and consider your application, and to contact you if necessary. Your information will not be shared with any third parties except all the worldwide offices of E. J. McKay.